Financial Articles

You’re likely familiar with the concept of a traditional estate plan, where if you include an inheritance to beneficiaries, the assets are dispersed upon your passing. However, an alternative concept exists, called a "living inheritance".

A major – albeit common – psychological quirk in human nature is the tendency to focus on potential gains while downplaying risks. This optimistic outlook drives progress, entrepreneurship, and innovation, but can also lead you to poor decision-making if left unchecked.

A recent Financial Times article titled "Past Performance Is a Public Enemy" argues that stocks leading in one calendar year rarely repeat their success in the next. While this may seem like a warning against relying on past performance for future investment decisions, author John Rekenthaler believes the evidence is incomplete.

Here’s a little-known tax tip for IRA distributions: Taxes withheld from an IRA distribution are treated by the IRS as if they were withheld evenly throughout the year, regardless of when the distribution occurs. This can help you avoid penalties for underpayment, even if you withhold taxes late in the year.

Do you approach big purchases you’re passionate about with open arms – or apprehension? For those we sometimes call “tightwads”, psychological challenges are the culprit of struggling to spend money, despite being financially well-off.

News headline scare tactics aside, Social Security isn’t going anywhere. In fact, it remains a substantial asset (comparable to a large lump sum) in your retirement portfolio.

When you approach investment decisions, it’s vital to be conscious of your emotions, specifically regarding risk and uncertainty.

What lessons learned from skiing can you apply to investing? Author Luca Dellanna shares that with much like in a ski competition, successful investors are not typically the fastest, but the ones who avoid irreversible losses that succeed.

One way to optimize the tax efficiency of your estate plan while simultaneously fulfilling charitable giving wishes is by leveraging qualified charitable distributions (QCDs).

Your relationship with money (spending, in particular) is personal, and it’s often influenced by behavioral biases you might be unaware of.

You’ve likely heard the term “return on investment”, but what about a concept called "return on sleeplessness"?

According to psychologist Maytal Eyal, an obsession with self-improvement has left many of us today stuck in an "epidemic of self-hatred."