
Waiting Wisely: Cultivating Character Amid Market Chaos
Market volatility doesn’t just test your portfolio—it tests you. In times of financial uncertainty, your reactions reveal more than just your risk tolerance; they unveil your character.

US Bonds Have Never Been Risk-Free, and Never Will Be
For decades, U.S. Treasuries have been thought of as the gold standard of "safety"—the investment equivalent of a cozy, fire-warmed cabin in a financial storm.

Bear Markets are a Necessary Evil
Enduring a bear market can feel like watching your life's work and dreams waver; but as recent podcast guest Larry Swedroe reminds us, bear markets aren’t just unfortunate events.

Building the Portfolio of Life: Dr. Meir Statman’s Fourfold Framework for Financial Well-Being
What if the most important portfolio you’ll ever build doesn’t live inside a 401(k) or brokerage account—but instead, within your life?

The Price of Peace: Why Diversification is Difficult, but Necessary
When markets tumble, diversification can feel like a warm, steady hand on your shoulder—reminding you that enduring financial peace is worth the small sacrifices along the way.

The Ratios That Matter
What numbers truly shape a fulfilling life? Beyond budgets and debt payments, it’s the more personal ratios—like time spent on meaningful activities versus distractions—that quietly determine your happiness in retirement and beyond.

Annuities vs. CDs: Which Retirement Income Strategy is Best?
When it comes to creating a retirement income plan you can count on, understanding your options is key.

Seven Steps to Staying Resilient
Staying resilient isn’t always glamorous. It’s about embracing the struggle, reconnecting with others, daring to try hard things, and strengthening both your body and mind.

Social Security: For Some, Early Claiming is Better
You've probably heard that waiting until age 70 to claim Social Security is the smartest move. After all, it can increase your monthly benefit and help guard against the risk of outliving your money. But what if you’re not at risk of running out?

10 Sources of Emergency Cash, Ranked from Best to Worst
Life will throw you curveballs—whether it’s a surprise medical bill, urgent home repair, or family emergency.

Giving Advice
How much should you leave your kids? It’s a simple question with no easy answer—and perhaps one of the most emotionally charged and complex decisions in retirement planning.

How to Pay for Long-Term Care
It’s a stark reality: Seven in 10 of us will need some form of long-term care in our lifetimes. However, many retirees are not financially prepared for what can be an emotionally and financially taxing chapter.