Time is Money? No, Time is Far More Valuable. Here’s How to Spend Money to Optimize Your Time

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Research suggests that how we use our money is far more important than how much we accumulate. The happiest people aren’t necessarily the richest, but those who are *“time affluent”—*people who prioritize meaningful experiences, relationships, and their core values. In other words, money should serve your time, not consume it.

Key Takeaways:

📌 Use money to buy back your time through services, experiences, or reducing stress

📌 Reflect on what matters most to you—then align your spending and time with those values

📌 Small pleasures, shared moments, and meaningful pursuits often offer the highest “return” on investment

Remember: Your retirement should reflect your purpose—and that means making the most of your most limited resource: time.