Spending It
Determining how to withdraw the hard-earned savings you spent decades accumulating can feel like one of the most complicated parts of retirement planning.
The C.S. Lewis Quote That Could Transform Your Financial Future
Profound truths often feel self-evident once revealed, and C.S. Lewis’s wisdom—“You can’t go back and change the beginning, but you can start where you are and change the ending”—offers a powerful framework for improving your financial wellness.
Why Risk Management Will Not Produce the Best Investing Returns
Investment risk management might not yield the best possible returns, but its necessity lies in the fact that the future is uncertain.
Annuities vs. 4% Rule: Which Strategy Wins for Retirement Income?
A new study by economists Mark Warshawsky and Gaobo Pang reassesses the widely used four percent rule for retirement withdrawals, finding it less effective compared to strategies incorporating annuities.
The Seven Key Milestone Ages in Retirement
Your retirement planning journey involves critical milestones that offer opportunities to maximize your savings, avoid penalties, and qualify for benefits.
Pre-Death Planning: Roth Conversion
When it comes to creating a strategic estate plan, a Roth IRA conversion is one option you can leverage to simplify inheritance and provide tax-free resources to your heirs.
Forward Motion
No matter where you are in life, challenging yourself and seeking growth is key to longevity and experiencing fulfillment.
How Couples Can Manage Different Retirement Timelines
If you and your spouse or partner face a staggered retirement due to differences in age, job satisfaction, or unforeseen circumstances, it’s important to be aware of a variety of emotional and logistical challenges.
The Oldest Bad Joke on Wall Street
It’s that time of year again; the time when you will inevitably see an influx of market predictions for the months to come.
Social Security and Your Taxes: Five Things to Know
Contrary to common misconceptions, your Social Security benefits are not entirely tax-free. Depending on your combined income, up to 85 percent of benefits may be taxable.
Retirees, a Rich Life Does Not Require Spending More Money
Despite what society might often tell you, life (and retirement) satisfaction is not always tied to higher spending.
Want to Be Happier? Use These Five Charts to Improve Your Life
In his book, The 5 Types of Wealth: A Transformative Guide to Design Your Dream Life, Sahil Bloom redefines prosperity, advocating for balance across five types of wealth: time, social, mental, physical, and financial.