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How to Avoid the Retirement Income "Death Spiral"

Are you worried about outliving your retirement savings? Sequence of returns risk is a real threat, but new research suggests it could be even more insidious than previously thought.

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The Nocebo Effect: Why You Must Eradicate Negative Expectations

The mind is a powerful tool, and our thoughts can have a surprising impact on our reality. The "nocebo effect" is a prime example – when negative beliefs create negative outcomes.

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The Two Types of Money People

Ever dreamt of retiring early with a healthy nest egg, only to find yourself hesitant to actually enjoy it? It's a common struggle for those who've spent a lifetime prioritizing saving.

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The Riddle of Happiness

We've all heard the phrase, "money can't buy happiness," but what does it truly mean?

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Should You Take Your Pension as a Lump Sum?

Facing a choice between a pension payout and a lump sum? This decision is crucial for your retirement finances. Here's what you should consider.

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Chesterton’s Fence: A Lesson in Second Order Thinking

Before making drastic changes to any of your plans, it's wise to understand why things are the way they are.

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Weekend Reading: Where It Nets Out: Tax Traps in Mutual Funds

Did you know you can sell a mutual fund at a loss even if it's grown in value over time?

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Weekend Reading: Fed Diverges From Global Peers in New Era of Higher for Longer

The Federal Reserve's decision to delay interest rate cuts is creating ripple effects across global markets. Here's what it means for your investments.

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Weekend Reading: Hoarders

Today, we grapple with the challenge of managing surplus, especially in the pursuit of financial success.

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Weekend Reading: 3 Assets That Might Not Diversify as Well as You Think

The concept of diversification is often touted as a pillar of sound investing. But not all assets that are supposed to add protection to your portfolio live up to the hype.

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Weekend Reading: What is the Efficient Market Hypothesis? And What Does it Mean for You?

Ever feel overwhelmed by the constant noise and conflicting advice in the financial world? The Efficient Market Hypothesis (EMH) could be your antidote.

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Weekend Reading: Do You Need Alternatives to Get Rich?

The ultra-wealthy invest heavily in alternatives like private equity and real estate. But do these less-accessible investments hold the key to building your nest egg? Not necessarily.