Financial Articles

You’ve seen the media’s focus on the depletion of the Social Security trust fund (estimated 2035), but how could that impact your future benefits?

Medicare Parts A and B, known as Original or Traditional Medicare, cover many medical expenses once you reach age 65, but leave significant gaps.

You may know that over the long-term, the stock market often averages between eight-to-ten percent per year. But when it comes to S&P 500 performance, there is a difference between the “what” and “how” of returns.

If you want to create a future that is bigger than your past, personal growth is the key.

Are we in the midst of an EPIC bull market? Author Ben Carlson reflects on the legendary bull market of the 1980s and 90s, during which the S&P 500 saw nearly 18 percent annual returns.

How should you factor the possibility of tax rate increases into your retirement plan?

When you implement a comprehensive tax strategy, you create a barrier to help protect your retirement income from Uncle Sam. Here, author Mike Piper explores the concept of "tax torpedoes" in retirement, where marginal tax rates can be much higher than expected due to the way certain tax provisions interact.

As technology evolves, so does the nature of online scams, making it more important now than ever to protect your data and lifelong savings.

You’re likely familiar with the concept of a traditional estate plan, where if you include an inheritance to beneficiaries, the assets are dispersed upon your passing. However, an alternative concept exists, called a "living inheritance".

A major – albeit common – psychological quirk in human nature is the tendency to focus on potential gains while downplaying risks. This optimistic outlook drives progress, entrepreneurship, and innovation, but can also lead you to poor decision-making if left unchecked.

A recent Financial Times article titled "Past Performance Is a Public Enemy" argues that stocks leading in one calendar year rarely repeat their success in the next. While this may seem like a warning against relying on past performance for future investment decisions, author John Rekenthaler believes the evidence is incomplete.

Here’s a little-known tax tip for IRA distributions: Taxes withheld from an IRA distribution are treated by the IRS as if they were withheld evenly throughout the year, regardless of when the distribution occurs. This can help you avoid penalties for underpayment, even if you withhold taxes late in the year.