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One of – if not the biggest – financial priorities you might have is ensuring you have enough money. But what exactly is “Enough”?
In today’s economic climate, finding ways to outpace inflation is key. This is why investors are beginning to leverage indexed universal life insurance (IUL) policies, which are comparable to whole life insurance.
From a high level, investing might seem like a zero-sum game, like poker, but as much as these two areas share similarities, investing is much more than that.
Do you have any money regrets? Maybe you made a financial mistake years ago that still continues to bother you. Or, maybe recently you’re second guessing an investment decision or purchase you made.
Within the past year, one-year caps on FIA strategies have doubled from five percent to 10 percent.
As you invest more money, does your investment strategy need to be more complicated? Not exactly.
“I don’t know” is an unfulfilling response when you are searching for more certainty in an economy that is (most certainly) uncertain. However, making predictions in the investment environment today is either difficult or impossible.
The gap between expectations and reality is where powerful emotion is felt, especially the larger we perceive that gap to be.
Despite what a quick search on Google will tell you, every investment has risk.
Despite stock market volatility causing a 25 percent decline over the past year, there is good news for Social Security recipients: In 2023, benefits will increase by 8.7 percent to keep pace with rising inflation and cost-of-living.
Have you reached your “cross-over point” of time and money? The perceptions you hold around the value around these two subjects will change throughout life, but there comes a point when you realize that time holds the most value.
Your expectations have enormous power in affecting the way you perceive life events. They influence your response to things that happen to you, especially in difficult situations.