Financial Articles

Within the past year, one-year caps on FIA strategies have doubled from five percent to 10 percent.

As you invest more money, does your investment strategy need to be more complicated? Not exactly.

“I don’t know” is an unfulfilling response when you are searching for more certainty in an economy that is (most certainly) uncertain. However, making predictions in the investment environment today is either difficult or impossible.

The gap between expectations and reality is where powerful emotion is felt, especially the larger we perceive that gap to be.

Despite what a quick search on Google will tell you, every investment has risk.

Despite stock market volatility causing a 25 percent decline over the past year, there is good news for Social Security recipients: In 2023, benefits will increase by 8.7 percent to keep pace with rising inflation and cost-of-living.

Have you reached your “cross-over point” of time and money? The perceptions you hold around the value around these two subjects will change throughout life, but there comes a point when you realize that time holds the most value.

Your expectations have enormous power in affecting the way you perceive life events. They influence your response to things that happen to you, especially in difficult situations.

You’ve likely heard it before, but this old adage holds true: “Time in the market is vastly more important than timing the market.”

According to Young Money author Jack Raines, the definition of opportunity cost is, “the loss of potential gain from other alternatives when one alternative is chosen.” It’s at the core of every decision you make, regardless of whether or not you’re consciously aware of it.

We know that investing over the long-term is where wealth is made, but this doesn’t change the fact that there is excitement in playing the market game.

You might spend time planning for your financial future, making a better business decision or finding the perfect pair of shoes, but what about planning for your happiness?