Financial Articles

If you want to minimize the dollars you owe Uncle Sam, it’s crucial to focus on limiting your long-term tax liability, versus only minimizing taxes in the current year.

Whether you find it to be a taboo topic or not, the concept of money is incredibly complex. Here, author Rubin Miller highlights his duality as a financial professional and a regular person grappling with everyday money decisions.

If you’re unfamiliar with the Stoic philosophy, it teaches that while you may be unable to change the world or control external circumstances, you possess the power to change how you perceive and respond to them.

Asking yourself “How much is enough?” throughout certain points in life might lead to an answer that’s a moving target. However, when it comes to wealth, when do you know if you have truly reached financial independence – or your “enough”?

With interest rates creeping up over the past 18 months, what impact does that create for bonds in your portfolio?

Your retirement should be a purposeful and fulfilling phase of life, not one to be feared. By taking on an intentional approach to your retirement strategy, you’re more likely to build a Job Optional life and to gain the financial confidence you deserve.

Comparison is the thief of joy, and as you grow older, continually doing so in various facets of your life can lead you to lose sight of what matters most.

Your ideal Social Security filing strategy will depend on a variety of factors, including time horizon and discount rate used in calculations. However, to help you simplify your decision, two primary methods that can be leveraged.

You may find – like many of the families we meet with – that the distribution phase of retirement is often the most challenging. However, it can be greatly simplified by focusing on a handful of key risks.

If you’re enrolling in Medicare this year or are looking to switch plans, make note that the open enrollment period for 2023 runs from October 15 to December 7. Further, it’s vital to understand the various parts and plans associated with Medicare.

You won’t create a meaningful life by sacrificing happiness, experiences and relationships for the sake of one more dollar. The key to fulfillment is to find the sweet spot between extremes; somewhere in the middle of financial security and living in the present.

If you want to live a vibrant retirement, embracing generativity – versus stagnation – is key.