Financial Articles

What is your definition of a “luxury good”? If you have the mindset of the “Millionaire Next Door”, it may not involve material things, but instead include unconventional financial luxuries you don’t see.

You’re well aware Uncle Sam wants his share of your retirement income, but some of the families we meet with are surprised to find that includes Social Security benefits.

our greatest investment attributes don’t include having the highest IQ. Instead, they stem from your character and ability to maintain consistent behavior.

If you’ve ever found yourself wondering, “What am I good at?” Or, “What do I enjoy?”, you’re on the path to pinpointing your passion – and most importantly – your purpose.

With multiple streams, you reduce reliance on one income outlet, while maximizing earning potential.

Your most important retirement planning decisions rely on timing. While long-term performance is certainly front of mind for your investments, before anything else, you must pay attention to the “when” questions.

he manner in which you spend throughout retirement isn’t static, nor is it always consistent with inflation. As past podcast guest, David Blanchett, has found, it’s much more complex than that.

You’ve seen news headlines detailing the fallout of Silicon Valley Bank. However, amidst the panic, it’s also vital to zoom out and consider what tumultuous times can teach you, particularly when it comes to investment risk.

Is the Silicon Valley Bank (SVB) collapse worth your concern? Maybe not directly, but it reveals valuable lessons to be learned about your liquid dollars – and investing.

While 2022 became the first year ever for bonds to end with a negative five-year annualized return, markets have now recalibrated, resulting in higher yields (and higher future returns).

While the system isn’t disappearing, a revision needs to be implemented before Social Security’s estimated 2035 insolvency, at which point 80 percent of benefits can be paid out. Simply put, that makes this a 20 percent problem – not an all-or-nothing issue.

Your focus should never be the money, but how that money can elevate the meaning in your life. If dollars dictate your direction in life, you’ll find yourself on an endless search of “what’s next?”