"Morningstar" Articles

Weekend reading social security taxes Weekend reading social security taxes
Weekend Reading: Social Security is Taxable? Don’t Be Caught Off Guard

Primarily, the tax affects those with higher incomes, including anyone still working or receiving substantial retirement income.

Weekend reading stocks dont always beat bonds Weekend reading stocks dont always beat bonds
Weekend Reading: Stocks Have Not Always Beaten Bonds. Should You Care?

The long-standing assumption of a consistent six-plus percent annualized return for U.S. equities, as supported by historical data, is being challenged.

Weekend reading dave ramsey suze orman retirement advice Weekend reading dave ramsey suze orman retirement advice
Weekend Reading: What Dave Ramsey and Suze Orman Can (and Cannot) Accomplish

As you look for ways to elevate your financial success, make note that while you can find value from public “experts”, take this information with a grain of salt.

Weekend reading 2024 retirement changes Weekend reading 2024 retirement changes
Weekend Reading: What’s Changing for Retirement in 2024?

While you aren’t faced with many major changes for 2024, tax shifts are on the horizon for 2026 as the Tax Cuts and Jobs Act (TCJA) is set to expire. Don’t let these low tax years pass you by without intentional tax planning.

Weekend reading inflation and bond yields Weekend reading inflation and bond yields
Weekend Reading: What’s Really Driving Inflation and Bond Yields?

You won’t find the best investment guidance in fear-inducing news headlines or from conflicting economist forecasts. It’s guesstimates on all fronts. For the best course of action amidst puzzling economic environments, follow a comprehensive framework that’s designed to cover any outcome.

Weekend reading tax loss selling 2023 Weekend reading tax loss selling 2023
Weekend Reading: Don’t Rule Out Tax-Loss Selling as 2023 Winds Down

You have much to gain from tax-loss harvesting during volatile times, but even amidst the market’s 15 percent increase year-to-date, tax-selling opportunities still exist. Bonds in particular have underperformed and could be offset by gains elsewhere.

Weekend reading investment choice overload Weekend reading investment choice overload
Weekend Reading: How to Coach Investors Through Choice Overload

You have access to a wealth of information and tools for making investment choices in today’s world. However, this abundance of choices can lead to feeling overwhelmed, thus hindering your ability to make well-informed decisions.

Weekend reading delaying social security benefits Weekend reading delaying social security benefits
Weekend Reading: Should You Delay Taking Social Security Benefits?

Your ideal Social Security filing strategy will depend on a variety of factors, including time horizon and discount rate used in calculations. However, to help you simplify your decision, two primary methods that can be leveraged.

Weekend reading 4 dangerous retirement assumptions Weekend reading 4 dangerous retirement assumptions
Weekend Reading: 4 Dangerous Assumptions That Could Hurt Your Retirement Plan

Your retirement goals, dreams and financial situation are all unique to you. The journey your neighbor made to and through retirement will not mirror yours, which is why you should be wary of assuming anything when it comes to your personal path.

Weekend reading 8 biggest financial mistakes Weekend reading 8 biggest financial mistakes
Weekend Reading: My 8 Biggest Financial Mistakes

Have your financial mistakes made you a better financial decision-maker? You won’t always make the perfect choice, but you can always learn from your experiences.

Weekend reading 4 financial worries Weekend reading 4 financial worries
Weekend Reading: 4 Financial Worries to Cross Off Your List

Are you overemphasizing any financial concerns before you’ve secured your retirement foundation? With a comprehensive framework, you can put more time and energy toward what is in your control, and focus less on what isn’t.

Weekend reading 20 ira mistakes Weekend reading 20 ira mistakes
Weekend Reading: 20 IRA Mistakes to Avoid

The rules that govern your retirement accounts are not as simple as they may seem on the surface. It can pay BIG to work with an expert.