"Morningstar" Articles

Are you looking to get the most out of your retirement nest egg? Required Minimum Distributions (RMDs) offer a strategy worth exploring.

Spot bitcoin exchange-traded funds (ETFs) have recently been approved by the U.S. Securities and Exchange Commission (SEC) after more than a decade of anticipation.

Have you ever abandoned a 401(k) account when changing jobs? Approximately $1.65 trillion is estimated to be sitting in such orphan accounts, representing the savings of 30 million workers.

Primarily, the tax affects those with higher incomes, including anyone still working or receiving substantial retirement income.

The long-standing assumption of a consistent six-plus percent annualized return for U.S. equities, as supported by historical data, is being challenged.

As you look for ways to elevate your financial success, make note that while you can find value from public “experts”, take this information with a grain of salt.

While you aren’t faced with many major changes for 2024, tax shifts are on the horizon for 2026 as the Tax Cuts and Jobs Act (TCJA) is set to expire. Don’t let these low tax years pass you by without intentional tax planning.

You won’t find the best investment guidance in fear-inducing news headlines or from conflicting economist forecasts. It’s guesstimates on all fronts. For the best course of action amidst puzzling economic environments, follow a comprehensive framework that’s designed to cover any outcome.

You have much to gain from tax-loss harvesting during volatile times, but even amidst the market’s 15 percent increase year-to-date, tax-selling opportunities still exist. Bonds in particular have underperformed and could be offset by gains elsewhere.

You have access to a wealth of information and tools for making investment choices in today’s world. However, this abundance of choices can lead to feeling overwhelmed, thus hindering your ability to make well-informed decisions.

Your ideal Social Security filing strategy will depend on a variety of factors, including time horizon and discount rate used in calculations. However, to help you simplify your decision, two primary methods that can be leveraged.

Your retirement goals, dreams and financial situation are all unique to you. The journey your neighbor made to and through retirement will not mirror yours, which is why you should be wary of assuming anything when it comes to your personal path.