Weekend Reading: Should Your Retirement Withdrawals Mirror RMDs?

This article appears as part of Casey Weade's Weekend Reading for Retirees series. Every Friday, Casey highlights four hand-picked articles on trending retirement topics and delivers them straight to your email inbox. Get on the list here.
Weekend reading retirement withdrawals and rmds Weekend reading retirement withdrawals and rmds
Weekend Reading

Are you looking to get the most out of your retirement nest egg? Required Minimum Distributions (RMDs) offer a strategy worth exploring.


This research-backed approach tailors your yearly withdrawals based on your remaining portfolio balance and your expected lifespan.

While it can lead to higher overall income over your retirement years, especially with a well-diversified portfolio, there's a catch: RMDs can create unpredictable income swings year-to-year. This makes it a potentially better fit for those with ample savings and additional income sources beyond their investment portfolio.

If leaving a large inheritance is a priority, RMDs might not be the best fit for you. However, if enjoying a comfortable lifestyle throughout retirement is your goal, RMDs could be a game-changer.