Income
Weekend Reading: Do You Need Alternatives to Get Rich?
The ultra-wealthy invest heavily in alternatives like private equity and real estate. But do these less-accessible investments hold the key to building your nest egg? Not necessarily.
Weekend Reading: Mount Everest and the Decumulation Retirement Portfolio
Imagine your retirement journey as climbing Mount Everest. The peak represents your retirement date – a moment of achievement, but also where the risks intensify.
Weekend Reading: Three Details That Matter for a Successful Retirement
The devil's in the details – especially when it comes to planning a fulfilling retirement.
Weekend Reading: Should Your Retirement Withdrawals Mirror RMDs?
Are you looking to get the most out of your retirement nest egg? Required Minimum Distributions (RMDs) offer a strategy worth exploring.
Weekend Reading: Risk in Retirement: What's the Right Level for You?
It's natural to become more cautious with your investments as you approach or enter retirement. Understanding what "risk" really means for you is critical.
Weekend Reading: An Annuity Instead?
You want a retirement income strategy that will last your lifetime, but what’s the best method of achieving that?
Weekend Reading: Managing Taxes in Retirement using the Effective Marginal Tax Rate
To create a “tax alpha” retirement plan, your focus should be on leveraging tax-saving strategies that maximize your after-tax returns.
Weekend Reading: Guaranteed Lifetime Income is a Better Solution than Taxable Bonds
Interest rates might be at 20-year highs, but you can utilize this current economic environment to your advantage through the use of guaranteed lifetime income solutions, such as annuities or insurance products.
Weekend Reading: Any Way You Want It
You have numerous options for creating the right income strategy for you, but if you’re simply taking withdrawals from your investment portfolio, you don’t have a strategy.
Weekend Reading: How Safe is an 8% Withdrawal Rate?
What's your ideal withdrawal rate in retirement? Many experts agree with the four percent rule, while some say higher or lower. On a recent episode of The Ramsey Show, however, Dave Ramsey advocated for an eight percent withdrawal rate in a 100 percent stock portfolio.
Weekend Reading: How IUL Supplements a Financial Plan
If you’re looking to further diversify your portfolio beyond stocks and bonds, there may be many more options than you have ever considered.
Weekend Reading: You Probably Need Less Money Than You Think for Retirement
You may need less to retire than you thought. Have you ran the numbers? How much life are you missing out on due to incorrect assumptions?