Social Security Basics: 12 Things You Must Know to Maximize Your Benefits
Understanding the best time for you to claim Social Security means more money in your pocket, but it also involves complex aspects that can significantly impact retirement income.
Why You Should Pursue the “Unnecessary” Things in Life
While money offers freedom and opportunity, it often fails to provide you with a true sense of purpose.
Are We Bullish Enough? (Redux)
In 2020, author Maggiulli predicted the S&P 500 could grow 4X by 2030 based on historical trends. Is it possible?
The Best Flexible Strategies for Retirement Income
Your retirement plan won’t be one-size-fits-all, and understanding the trade-offs between maximizing income, preserving stability, and leaving a legacy is key to choosing the right withdrawal strategy.
Spending It
Determining how to withdraw the hard-earned savings you spent decades accumulating can feel like one of the most complicated parts of retirement planning.
The C.S. Lewis Quote That Could Transform Your Financial Future
Profound truths often feel self-evident once revealed, and C.S. Lewis’s wisdom—“You can’t go back and change the beginning, but you can start where you are and change the ending”—offers a powerful framework for improving your financial wellness.
Why Risk Management Will Not Produce the Best Investing Returns
Investment risk management might not yield the best possible returns, but its necessity lies in the fact that the future is uncertain.
Annuities vs. 4% Rule: Which Strategy Wins for Retirement Income?
A new study by economists Mark Warshawsky and Gaobo Pang reassesses the widely used four percent rule for retirement withdrawals, finding it less effective compared to strategies incorporating annuities.
The Seven Key Milestone Ages in Retirement
Your retirement planning journey involves critical milestones that offer opportunities to maximize your savings, avoid penalties, and qualify for benefits.
Pre-Death Planning: Roth Conversion
When it comes to creating a strategic estate plan, a Roth IRA conversion is one option you can leverage to simplify inheritance and provide tax-free resources to your heirs.
Forward Motion
No matter where you are in life, challenging yourself and seeking growth is key to longevity and experiencing fulfillment.
How Couples Can Manage Different Retirement Timelines
If you and your spouse or partner face a staggered retirement due to differences in age, job satisfaction, or unforeseen circumstances, it’s important to be aware of a variety of emotional and logistical challenges.