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Without the pain of occasional market declines, the stock market would not offer the strong long-term returns that you may rely on today.

In that light, Larry highlights some vital truths:

📌 Risk and Return are Inseparable: Higher long-term returns require enduring periods of loss

📌 Discipline Beats Emotion: Fear and panic lead investors to sell low, while patience often pays off

📌 A Plan is Your Lifeline: Anticipating bear markets in your strategy—not reacting to them—is the key to protecting and growing your wealth

Remember: Bear markets will test your resolve, but with a solid plan tailored to your life's meaning and goals, you can stay the course and come out stronger.