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Intentionally Spending Your Most Precious Asset: While many envision a future filled with travel, hobbies, and cherished moments with loved ones, reality often looks different. The average retiree spends more than four hours a day watching television. That adds up, leaving only about 1,000 hours a year (just under three hours/day) for truly meaningful time. This is the core of the “Rule of 1,000 Hours,” a powerful reminder that your most precious retirement asset may not be your nest egg, but how you spend your time.

Without intentional planning, days in retirement can start to blend together—lacking structure, purpose, and connection. Studies show that retirees who proactively plan their time experience greater well-being, while those with too much unstructured free time can actually feel less satisfied.

Remember: Retirement is your time. Be sure it reflects your values, dreams, and the purpose you worked so hard to uncover. What will you do with your 1,000 hours?