Financial Articles

One of the top financial concerns of today’s retirees is having enough income to last a lifetime; however, recent studies show there’s also another issue at bay: Leaving behind too much of that income.

Today’s economic climate continues to move quickly and feel confusing for investors. While we have no crystal ball to tell us what the remainder of 2022 will bring, here, you’ll find blogger Ben Carlson’s best data-based guesses of what might be around the corner.

The presence of additional income brings you upgraded items and experiences, but that extra income also often comes at the price of giving up more time.

Today’s idea of “retirement” has been long outdated. While our concept of natural human life was once in the order of study, work then retire, a shift has taken place that no longer mirrors this sequence.

Investors are experiencing slight relief as markets experience some recovery, but with that being said, you also might wonder: How long will this last? And, should you cash in while you’re up?

The first half of 2022 saw the second-worst performance of a 60/40 portfolio of stocks and bonds in over two centuries. Despite this, however, something still holds true: In combination, stock and bond markets naturally form an equilibrium.

Money (more specifically, the thought of not having enough of it) can elicit fear for many reasons, but often, the biggest is due to it triggering a sense of survival.

There is no exact “secret recipe” to human happiness, but here, you’ll find eight principles from an author who has studied and written about what lends to a fulfilling life for over a decade.

We often fill our days focused on productivity and an urgent need to get as much accomplished as possible; however, continually watching the scorecard doesn’t guarantee future investment certainty.

Here, past podcast guest, Wade Pfau, highlights how to strategize the withdrawal order between your three tax buckets (taxable, tax-deferred, tax-exempt) by utilizing two different distribution methods: The adjusted gross income (AGI) threshold strategy versus the incremental average tax rate method.

The future is never clear, but it can become all the more frustrating as an investor to understand where we might go when many things in the economy are pointing in opposite directions.

In his book, titled Man’s Search for Meaning, holocaust survivor and psychiatrist, Viktor Frankl, wrote: “Don’t aim at success — the more you aim at it and make it a target, the more you are going to miss it. For success, like happiness, cannot be pursued; it must ensue…”