Financial Articles

To create a “tax alpha” retirement plan, your focus should be on leveraging tax-saving strategies that maximize your after-tax returns.

Your biggest lesson here should be the importance of investment diversification and having a personalized framework to follow, as both will help keep you on track in the midst of inflation and interest rate cycles.

How does finding meaning and purpose in life relate to your relationship with money? In Viktor Frankl's book, Man’s Search for Meaning, he reflects on his experience in Nazi death camps, emphasizing that even in the darkest times, moments of happiness and meaning can be found.

Interest rates might be at 20-year highs, but you can utilize this current economic environment to your advantage through the use of guaranteed lifetime income solutions, such as annuities or insurance products.

You often hear of the benefits of Roth conversions during your working years, but when carried out during retirement, they can also help you enhance your income options, manage tax situations and support your estate planning goals.

When it comes to end-of-year reflections, you are likely to do so in a linear fashion. However, another – albeit unique – strategy is to consider your life thus far as an "infinite ladder," where progress occurs in both inner and outer dimensions.

Are your financial worries preventing you from living the fulfilling life you deserve? Tomorrow isn’t promised and time is priceless. There’s no better moment than the present to take action and get ahead of your anxieties before they overwhelm you.

The stock market will never be “safe”, and while this is important to recognize, it doesn’t mean it still can’t be a valuable tool for you in retirement.

You have numerous options for creating the right income strategy for you, but if you’re simply taking withdrawals from your investment portfolio, you don’t have a strategy.

One of the big questions that might impact you when you retire is your decision on when to begin collecting Social Security benefits. Here, author Patrick Brennan explores the factors that influenced his filing strategy after retiring from the Coast Guard at age 63.

Have you ever avoided making a decision due to worry that a better option might exist? This is called FOBO, a psychological phenomenon that causes analysis paralysis and makes decision-making stressful.

You won’t find the best investment guidance in fear-inducing news headlines or from conflicting economist forecasts. It’s guesstimates on all fronts. For the best course of action amidst puzzling economic environments, follow a comprehensive framework that’s designed to cover any outcome.