"Of Dollars and Data" Articles

The ultra-wealthy invest heavily in alternatives like private equity and real estate. But do these less-accessible investments hold the key to building your nest egg? Not necessarily.

The positive momentum from the market’s performance last year appears to be spilling into 2024 as of now, and investment guru Nick Maggiulli believes it might continue to stick around.

What's your ideal withdrawal rate in retirement? Many experts agree with the four percent rule, while some say higher or lower. On a recent episode of The Ramsey Show, however, Dave Ramsey advocated for an eight percent withdrawal rate in a 100 percent stock portfolio.

By understanding the difficulty grade of an investment, you can determine what works best in your portfolio, while considering the tradeoffs and hassles you’re willing to accept.

While there are no guarantees, data shows down and sideways markets can be one of the best times to stay invested or make further investments.

With multiple streams, you reduce reliance on one income outlet, while maximizing earning potential.

Like many, you might be curious about how millionaires, trillionaires and even billionaires approach money management. Understanding how they protect and grow their assets may just help you elevate your financial wellbeing too.

Of course you want to know what sort of return you might expect upon investing your money, but how possible is that when it comes to a stocks and bonds portfolio?

One of the top financial concerns of today’s retirees is having enough income to last a lifetime; however, recent studies show there’s also another issue at bay: Leaving behind too much of that income.

For the first time since August 2019, the U.S. economy saw a yield curve inversion. This means the interest rate paid on our short-term debt exceeded the paid interest rate on long-term debt of the same quality.

In reality, upside surprises occur more than we might realize, and this is due to what Magguilli refers to as “geometric growth”, versus our default way of viewing expansion, which is “linear growth”.

There’s something to be said about a “glass half-full” mentality, and despite what is currently unknown, we still might be able to foresee a relative direction of where we're going, via the market.