Income

One of the biggest concerns of today’s retirees is running out of money. You’re living longer, which means building an income plan that can stand the test of time should happen earlier in the planning process, ideally 10 to 15 years before you intend to retire.

here are two sides to the inflation headlines circulating today’s news. The Federal Reserve believes this is temporary, while others claim we’re on the verge of a major shift in history.

There’s a reason why Liquidity is one of the four main pillars of our proprietary planning process. Oftentimes, I find the happiest retirees have the largest cash balances, not the biggest brokerage accounts.

Taxation on retirement accounts is complicated enough, but when you add in ever-changing legislation rules, you might be left wondering how to protect your portfolio from Uncle Sam.

How much cash do you need to have readily available to sleep well at night? The answer is different for everyone, as well as the strategies available to maintain that liquidity.

A new rule in the SECURE Act could help you clarify just how much retirement income your 401(k) might produce in retirement, but it comes along with limitations.

Some say four percent, others say 3.5 percent and the list continues on. The debate over a safe withdrawal rate in retirement is ongoing. You don't want to leave too much on the table, but you also don't want to run out of money.

Stepping into retirement means going from one taxed income — To many taxable income streams that work together in replacing your paycheck. Understanding the different layers of these taxes is the first step to maximizing your tax efficiency, and keeping more of your hard-earned dollars.

Are you over-saving for retirement? Are you under-spending once you get there? There’s a sweet spot for funding your retirement, but the reality is that many retirees haven’t found it.

Your income throughout retirement no longer comes in the form of a bi-weekly check from your employer. It’s now up to you (and your trusted financial planner) to ensure you have a consistent stream of money that lasts the rest of your life.