Financial Articles

Your ability to experience fulfillment right now involves practicing intentionality. As entrepreneur and author Derek Sivers states, your future is uncertain and your past is irrelevant. Therefore, focusing on the actions you take now is key to understanding yourself and creating the life you want.

Your journey to developing a good life is earned through commitment and courage to those you love now and those you might someday. Other people will always be center to your happiness.

Howard Bailey Financial is pleased to announce the hiring of Lynette Fager, Marti Evans and Ryan Zeeb to the team.

What's your ideal withdrawal rate in retirement? Many experts agree with the four percent rule, while some say higher or lower. On a recent episode of The Ramsey Show, however, Dave Ramsey advocated for an eight percent withdrawal rate in a 100 percent stock portfolio.

Where does your hesitancy to spend come from? Is it driven by need or by emotions of your past that are still holding you back from a bigger future?

If you’re looking to further diversify your portfolio beyond stocks and bonds, there may be many more options than you have ever considered.

If you’re waiting for the right time to seek long-term care insurance, consider making it a priority now. One unexpected event can have a massive impact on your retirement security, and there’s more than one LTC solution.

Your relationship with money has the power to create a massive impact on your life. There is a delicate balance between the negative consequences that can arise from having too little, versus having more than enough money.

Planning for retirement involves asking the big questions, such as: How do I protect and grow my savings? Or, do I have enough? Beyond this, however, you have other factors to consider, both financial and non-financial.

Your hard-earned dollars can keep a roof over your head and food on your table, but without understanding the meaning behind the money, how can you expect it to bring you a purpose-filled life?

Despite what you might hear, most lottery winners are happy and don’t end up bankrupt or miserable. In fact, many experience improved lives and continue to work even after their windfall.

You want to avoid “Accidents” in retirement, and every accident is a result of a risk that you knowingly or unknowingly took on. Therefore, the key to avoiding your retirement “Accidents” begins with the identification of the risks.