Weekend Reading: What Medicare Misses
This article appears as part of Casey Weade's Weekend Reading for Retirees series. Every Friday, Casey highlights four hand-picked articles on trending retirement topics and delivers them straight to your email inbox. Get on the list here.
You may be eagerly awaiting the ability to go on Medicare upon turning age 65; however, as part of your Medicare plan research, it’s important to understand what won’t be covered under traditional Medicare: Common dental and vision procedures.
READ THE ARTICLEThree strategies to help manage dental and vision care while on Medicare include:
📌 Maximize your employer-provided benefits before retiring, especially for expensive treatments.
📌 Consider funding a Health Savings Account (HSA) during your working years for tax benefits.
📌 Explore options like Medicare Advantage plans or private dental and vision insurance to replace lost coverage.
Further, it’s helpful to apprise yourself of the differences between health insurance and dental insurance, as dental plans come with annual maximum benefit amounts. With vision insurance, it’s important to carefully evaluate vision insurance policies based on your specific needs, including eye exams, frames and lens enhancements.
When it’s your turn to leverage Medicare, make sure you understand your options and how to maximize your resources in order to give yourself the best care possible. Your health really is your wealth.