"Market Watch" Articles

Financial experts like to claim that the stock market is efficient and unbeatable. However, Wall Street has repeatedly proven otherwise, particularly with the “Halloween effect” - a pattern where significant stock market gains occur from Halloween until May, defying logic and the efficient market hypothesis.

You often hear of charitable giving as an end-of-year tax planning move; however, this isn’t always the ideal time from a tax perspective for you, nor does it most effectively serve the organization(s) you support.

A recent study showed individuals in their 70s have a nearly one in three chance of getting some form of Dementia, but there’s good news on the forefront when it comes to avoiding it as well.

Between the depletion of pensions, surging inflation and extended longevity, it might feel more complicated than ever before to know how to responsibly spend your savings, not to mention extend your income to potential decades down the road.

Today’s inflation is causing a domino effect. To combat steep prices, the Fed is slowly raising interest rates, and as a result, we’re seeing low bond fund returns. All this being said, you might wonder, how far could it go?

While new tax provisions proposed by the Biden administration might still be up in the air, there is one thing we can be certain of in the realm of tax planning: The expiration of the Tax Cuts and Jobs Act (TCJA) in 2026.

Recent research gauging the guidance pre-retirees and retirees receive from their financial advisors shows there are gaps in want they want, versus what they get.

When it comes to successful investing, Jack Bogle once advised, “Don’t do something; just stand there”, and he makes a fair point.

There is no “perfect” portfolio, but there is a perfect portfolio for you. It mirrors your personal values, financial goals and unique situation, which is why we at Howard Bailey focus on developing your financial L.I.F.E. Plan.

How do you factor the unknown into your retirement calculations? Note the key variables highlighted in this article that can greatly fluctuate your retirement projections.

The author of this article highlights five fails he experienced in retirement that have less to do with money, and more to do with your purpose, intention and overall emotional readiness for stepping into your second act.

Inflation fear is still surging across national media, and for retirees in particular, it’s easy to see why. In some instances, inflation can pose one of the biggest pitfalls to your lifelong savings, so if you’re feeling the panic, this is your signal to pause.