What Rate of Return Can I Expect from an Annuity? | Annuity Income & Retirement Planning Explained
What kind of rate of return can you expect from an annuity at age 65? In this video, Casey Weade, CFP® and CEO of Howard Bailey Financial, breaks down how annuity income works—focusing on income annuities—and how to calculate the effective rate of return based on life expectancy, cash flow, and internal rate of return.You'll learn how annuity payouts really work, how they compare to traditional investments, and how longevity affects your potential returns. Whether you're evaluating a $45,000 or $75,000 annual income stream from a $1 million annuity, this episode will help you make a more informed retirement income decision. ✅ Understand different types of annuities (fixed, indexed, variable, and income) 📊 Learn how to calculate internal rate of return (IRR) based on your life expectancy 📉 Discover why cash flow ≠ rate of return 🧠 Make smarter annuity choices using real-life scenarios 🏦 Learn how to shop for the best annuity payouts with an independent advisor |