Financial Articles

Having the ability to accept repetitive loss increases your odds of hanging on long enough to eventually see a return, and hopefully, more than make up for the risk.

In reality, upside surprises occur more than we might realize, and this is due to what Magguilli refers to as “geometric growth”, versus our default way of viewing expansion, which is “linear growth”.

Plain and simple, the laws of risk and reward are off. A five-year treasury shows the exact same yield as a 10-year treasury, and it’s not making much sense to investors.

While new tax provisions proposed by the Biden administration might still be up in the air, there is one thing we can be certain of in the realm of tax planning: The expiration of the Tax Cuts and Jobs Act (TCJA) in 2026.

The “Margin of Safety” concept can be dated all the way back to the 1930s, first mentioned by American economist and author, Benjamin Graham. In the case of investing, it means you should always leave room for error, or the possibility that your potential outcome may not be precisely right.

Upon making any choice in life, the concept of second-order thinking allows you to consider all aspects more thoroughly.

Tax planning is just as essential to any comprehensive retirement plan as income planning, legacy planning, etc., and it’s also why our team focuses on tax-minimization strategies as part of our Retire With Purpose™ Framework.

One of the biggest fears amongst retirees is running out of money; throw in a stretch of soaring inflation, and you have a recipe for many to feel an elevated level of concern.

Recent research gauging the guidance pre-retirees and retirees receive from their financial advisors shows there are gaps in want they want, versus what they get.

Bucket lists are often synonymous with retirement in that you finally have the time to tackle many of your “want-tos” and dreams. However, a Harvard professor and scientist named Arthur Brooks believes in the concept of a reverse bucket list.

A share of your earnings has always gone to Uncle Sam, and unfortunately, you’ll find the same holds true when it comes to your retirement income.

If you’re a data-driven individual like myself, you might find greater financial peace of mind when presented with real-time numbers on a spreadsheet. However, it’s also important to know not all big picture decisions regarding your retirement and financial wellbeing should depend solely on stats.