Yunet Calderon
Helping You Take the Next Step Toward Retirement Confidence
Yunet’s passion lies in supporting others through life’s most meaningful transitions—and few are more impactful than the journey into retirement. As a Client Relationship Specialist, she finds deep fulfillment in being part of the process that helps individuals and families gain clarity, confidence, and direction for their financial future. Her path to Howard Bailey is rooted in resilience, curiosity, and a strong desire to positively influence the lives of those she meets.
Yunet immigrated to the United States at age 13 without knowing a word of English. That experience sparked a determination that would guide her through every chapter that followed. She went on to earn her bachelor’s degree in criminal justice and sociology from Bellarmine University and began her career in clinical research. During the pandemic, she relocated from Kentucky to Florida in search of new opportunities—another step toward building a life of meaning and purpose.
In her role at Howard Bailey, Yunet blends analytical thinking with heart. At age 11, she won a National Math and Language Championship after advancing through multiple rounds of competition and later interned with the U.S. Marshals Service. These diverse experiences taught her to stay calm under pressure and to look at the bigger picture—skills she now applies to helping clients feel supported and understood on their retirement journey.
Yunet believes that purpose is ever-evolving. For her, it’s about being a steady, positive presence and helping others realize their potential. She’s driven by the impact of her work—seeing how a thoughtful, relationship-driven approach to retirement planning can change lives and provide lasting peace of mind.
Outside of work, Yunet is a devoted mom to her 11-year-old daughter and 7-year-old son. She describes herself as a homebody who loves reading, crocheting, and playing video games. While her interests may be quiet and grounded, her passion for helping others build a strong financial future is anything but. At Howard Bailey, Yunet is proud to play a role in shaping the next stage of your life—one conversation, one connection at a time.