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Mind / Money: While you might think “more money” would be the simple answer to this debacle, it won’t solve all your woes. Instead, this draws down to a combination of mental awareness and preparedness. Here, author Darius Foroux lists the most common causes of money stress and how to overcome them:

📌 A lack of financial literacy: If money management wasn’t something you learned in school or at home while growing up, seeking guidance about investing, wealth and how to make the most of your hard-earned dollars is crucial to your financial wellbeing.

📌 Unrealistic expectations about life: As Mr. Foroux says, “You should never think that life is only good when you live big.” Reaching dream goals takes time, so by focusing on a consistent process versus solely on outcome, you’ll feel more momentum in reaching your destination.

📌 Short-term thinking: A focus on simply getting by through the “now” will eventually take a toll on your quality of life. Instead, take a step back and view the long-term path you’re on. Would a different job - even with a lower salary - make you happier?

📌 No emergency fund: Unexpected events, opportunities and emergencies will arise. Building up a fund in preparation for them is going to help bring you the financial peace of mind you deserve; whether that includes 6 months’ worth of living expenses or more.

Make a move: Your financial anxiety may be much simpler to overcome than you think. You just need to take the first step.