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Here’s why: Factors such as advancements in AI technology and the Federal Reserve's efforts to control inflation have influenced investor sentiment and led to a surge in the market. Further, it is also important to note that stock prices are unpredictable and do not cater to investors who remain inactive.

The experience of the Great Financial Crisis in 2009 serves as a reminder that the market can rebound strongly without giving clear signals. While the long-term average annual return of the S&P 500 is 10.1 percent, this figure is not particularly useful in the short-term. Markets can be unpredictable, experiencing various fluctuations before ultimately surging higher and without warning when such a surge will occur.

Your (and even the most experienced investor’s) chances of successfully timing the market are slim. To maximize the probability of capturing periods of significant growth, ride the wave and stick to YOUR personalized plan.