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What to know: Experiencing financial challenges can make achieving long-term goals feel more difficult. Further, these may extend beyond money—impacting your mental health, energy, and peace of mind. However, it’s important to not let money setbacks define you or your future. In these moments, seek support, break challenges into manageable steps, and acknowledge progress along the way.

Key Takeaways: Setbacks are part of the journey, but your persistence and patience are what will ultimately lead to long-term financial success.