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Practical Over Impressive: Financial writer Morgan Housel draws a powerful parallel between award-winning architecture and popular financial advice. He reminds us that what’s eye-catching isn’t always functional or fulfilling. Much like how buildings with magazine-worthy designs can frustrate their occupants, “flashy” financial advice can also miss the mark for real people with real needs. When it comes to your finances—and your retirement—the most valuable advice isn’t always the most glamorous. It’s the advice that fits your life, your goals, and your values.

Key Takeaways: You will often find that the smartest financial move is choosing simplicity over sophistication. Don’t chase the dazzling when the dependable brings peace of mind.