"Think Advisor" Articles

Here’s a simple tax saving strategy: Take more than the minimum of your RMD and leverage that withdrawal before it must be taken.

Many individuals underestimate the impact Uncle Sam can have on your decades’ worth of savings, so to proactively protect your dollars, have a strategy in place; plus, keep some of these principles in mind.

Based on a recent paper titled “Seeking Tax Alpha in Retirement Income” by James DiLellio and Andreas Simon, the “common rule” when it comes to retirement account withdrawal strategies needs to be reworked.

Within the past year, one-year caps on FIA strategies have doubled from five percent to 10 percent.

With new tax and retirement legislation looming ahead, it’s more important than ever to be proactive when it comes to your tax efficiency.

When it comes to deciding whether you should claim Social Security benefits at Full Retirement Age (FRA), or delay and receive credit, several factors come into play which you should be aware of.

Deciding when to claim your Social Security benefits can have a large impact on your retirement income, and many individuals aren’t making the most of it. In fact, only about four percent of retirees are making the optimal Social Security claiming decision, which results in a loss of about $2.1 trillion in wealth.

Retirement portfolio risk is a complex topic, and one of my favorite financial experts, Michael Kitces, is revealing why.

Wondering if you’ll need long-term care in retirement? A new study by the Center for Retirement Research at Boston College reports that at a high level, about a quarter of retirees will require long-term care, while 20 percent will not.