Portfolio Management

Retirement calculators are helpful tools, but they often offer a simplified view of success: not running out of money. But is merely avoiding financial ruin enough?

Most retirement studies focus on US data. But what happens when we consider how portfolios might perform under the worst economic conditions, not just the American experience?

The risks you haven’t planned for can ultimately be the ones that put you in financial jeopardy. However, these risks are often controllable, while future returns offer limited influence, especially when it comes to the stock market.

What areas in your financial life can you consolidate and clear out the unnecessary clutter? Less time worrying about managing accounts means more time for you to focus on what matters most.

While it can be a difficult motive to overcome, avoiding emotional reactions during times of market volatility is key.

Ask yourself: Are you making any of these mistakes? Maybe it’s time to step off the sidelines, dig deep into your portfolio and create a greater opportunity to optimize your financial wellbeing.

You put together life plans, business plans and health plans to reach your goals, and the same mindset should apply to your retirement. Without a map (or GPS), how do you ever expect to get to your desired destination?

With a lack of clarity still in the financial forecast, this article spotlights two fear and greed-based biases you will want to be aware of, so you can learn to not only manage them, but to also put more focus toward the long-term success of your investments.

Bucket strategies in the realm of financial planning are plentiful, and one you might have come across includes sorting your expenses into “essential” versus “discretionary”.