"Advisor Perspectives" Articles

To determine if you are a constrained investor, you would calculate the ratio of your minimum annual living expenses to the value of your net investment assets. If the outcome is more than three percent, you could be classified in the constrained category.

Bucket strategies are immensely popular in the realm of retirement planning strategies, but as with any financial approach, they have their naysayers too.

The behavior and decisions you make around money root far deeper than you might ever realize.

With a lack of clarity still in the financial forecast, this article spotlights two fear and greed-based biases you will want to be aware of, so you can learn to not only manage them, but to also put more focus toward the long-term success of your investments.

At Howard Bailey, we take pride in the fact that our team is held to a fiduciary standard. Simply put, this means we are responsible to act on behalf of our clients, and must continually put their needs ahead of our own.

Values ultimately lend a hand in the legacy you leave behind, which might make the question of how to pass them on to your children or grandchildren seem daunting.

If you haven’t heard, now might be the time to turn your attention to Series I Bonds (I Bonds).

This article hones in on utilizing actuarial methodology when it comes to determining how much you can afford to spend in retirement – specifically, through the floor-and-upside approach.

The four percent rule has been around for over two decades, which begs the question: Does it still hold any truth for today’s retirement planning strategies?

Risk tolerance questionnaires can be a great starting point in determining how conservative your retirement investment strategies should be; however, they’re not the main solution.

You’ve probably heard it before, but it holds steadfast and true: Boring is often better when it comes to investing.

The author here (a self-proclaimed pyromaniac) makes a very important observation as it relates to the popular Financial Independence, Retire Early (FIRE) movement: “It is usually easier to start a fire than put one out.”