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401(k)
Weekend Reading: Use Net Unrealized Appreciation to Save on Taxes in Retirement
You want to minimize the money you owe Uncle Sam, and Net Unrealized Appreciation (NUA) is just one of many strategies that can help you do so.
Weekend Reading: What Is a Major Advantage Of Separately Managed Accounts (SMAs)?
You may be able to leverage relatively new investment structures to improve your financial efficiency. Ensure you're exploring all of your options before settling.
Weekend Reading: Here’s The Full Story on Owning Annuities In IRAs
Your decision to buy an annuity through an IRA or a taxable account should ultimately depend on your unique financial circumstances and goals. Either way, it’s crucial you consider the pros and cons first.
Weekend Reading: Myths About the Traditional and Roth 401(k)/IRA That Affect How People Use Them
One of your biggest retirement assets will likely be a tax-advantaged retirement account. If you’re looking for the most efficient exit strategy for withdrawals while en route to retirement or ways to minimize the tax impact on these savings, it’s important to know how they function.
Weekend Reading: 6 Secret Sources of Income for Early Retirees
If your retirement goal is to step away from full-time work in your 50s or even earlier, the most important step is ensuring you have a paycheck replacement.
Weekend Reading: What You Need to Know About the Confusing Roth IRA Five-Year Rule
If you’re considering converting your traditional retirement account to a Roth IRA, there are tax considerations within the “Five-Year Rule” to be aware of.
Weekend Reading: Net Unrealized Appreciation (NUA) Tax Strategies for Modestly Appreciated Stock
Staying at the forefront of your retirement tax plan means becoming educated about tax strategies available at your fingertips. One of those strategies involves a Net Unrealized Appreciation (NUA).
Weekend Reading: Limits of Tax Diversification and the Tax Alpha of Roth Optimization
To Roth or not to Roth? This might be a question you’ve asked yourself before, and upon comparing a Roth IRA to a traditional IRA, what makes the most sense for your hard-earned dollars often comes down to taxes.
Weekend Reading: Seven Retirement Myths Debunked
Retirement planning legends and rules-of-thumb are plentiful, but do they hold true when it comes to your hard-earned dollars?
Weekend Reading: Could SECURE Act 2.0 Fix the Retirement Crisis?
What could SECURE Act 2.0 mean for your retirement strategy?
Weekend Reading: How Much Income Will Your 401(k) Provide?
A new rule in the SECURE Act could help you clarify just how much retirement income your 401(k) might produce in retirement, but it comes along with limitations.